Workers' Compensation Insurance
As your local Farm Bureau Insurance Agency, we value the opportunity to work with business owners. We’re here to help protect all of your hard work and investments. We’ll take the time to get to know you and your business needs. That way, we can recommend the best insurance for you and your business.
We offer top of the line products designed with your business insurance needs in mind. No matter your situation, we have a solution for you.
Worker’s Disability Compensation Insurance Policies
Farm Bureau offers workers’ compensation insurance policies for a variety of commercial and agricultural businesses. These policies are designed to cover the employer’s responsibility to employees for any job-related illness or accidents. Employer responsibilities are specifically laid out in the Michigan Worker’s Disability Compensation Act.
Worker’s compensation insurance gives you the ability to provide medical benefits and wage replacement to your employees for any work-related illness, injuries, or death – regardless of fault. Coverages include:
Wage replacement – may come in the form of weekly payments.
Compensation for economic loss – past and future.
Reimbursement for medical expenses.
Benefits payable to the dependents of employees killed while on the job.
Sole proprietors, partnerships, and limited liability company members aren’t required to have workers’ compensation insurance unless they have employees who aren’t owners.